Overcoming childhood trauma and child abuse The Center for Disease Control concludes that over 60% of adults suffer from adverse childhood experiences. My guest is James P. Krehbiel, psychotherapist and author of Troubled Childhood, Triumphant Life. Show Date: March 3, 2011. "I define courage as moving forward in spite of utter terror; to overcome the burden of another person's feelings; and … [Read more...]
HOA Boards Out of Control – Foreclosures, liens, abuse.
HOA/COA/CID: Fining, Assessing & Foreclosing. How to Recall Your Condo or HOA Board - or Individual Board Members - in Ten Steps!! Buy Now on Amazon, Apple, or Barnes & Noble. A slew of companies have popped up offering to help boards impose liens on condo & HOA owners for a myriad of reasons. Condo boards/HOA boards can destroy a an owner's life in a few hours - few questions … [Read more...]
Condo Elections – Policies, Procedures or Lack Thereof (Fraud)
Condo Election Monitors Valmore Lucier's Condo Board Election Revolt on condo electioneering & fraud would have you in stitches if the consequences weren't so sad. As board victim Karoline Kuebler wrote: "Guess who broke all the rules, who harassed, terrorized, discriminated and destroyed....the Board." (Download the eBook version of Lucier's book on StarrPublications.com). To the Board … [Read more...]
Credit Report Backstory: Explaining Your Negative Credit Score
How a good financial manager can use your credit history backstory to reverse an initial credit rejection. Interview with credit report expert Joe Stallard. Joe shares a story about a client who lost several rental homes and cars due to a case of mistaken identity - but it's definitely not what you think. Listen and enjoy. "A really good financial manager - whether auto or … [Read more...]
Bankruptcy: Chapter 7 Benefits & Risks – Is Chapter 7 Right for You?
Bankruptcy: Should you file for Chapter 7 (Personal Bankruptcy)? What are the risks and possible consequences? Dr. Joyce Starr. Show Date: February 3, 2001. Many of our readers/listeners asked for more information on Chapter 7 (see our posts below on credit repair + auto refinancing after bankruptcy). I interviewed a number of attorneys, and here's what I learned. The first question you should … [Read more...]
Cigarette Addicts: How they Rob Your DNA & Threaten Your Life
We've been suffering from secondhand smoke assault for over two years. As a result of our complaints - and efforts to educate - our Board is now requiring all new owners and renters to agree in writing that if they light up a cigarette, they will do so on their balcony. It's a good start - proving that non-smokers can make a difference. Unfortunately, this rule doesn't yet affect current owners … [Read more...]
Cash for Crash: Hang on to Your Cash for the Coming Crash
Note to the Vanishing Middle Class: Hang on to your cash for the coming crash. No one knows for certain if the market will continue spiraling upwards or return to Mother Earth. But there are certainly ominous signs. 1) A high profile stock market guru recommended an over-the-counter (pink sheet) stock for his best pick of 2011 - With all the blue chips and NASDAQ winners to … [Read more...]
Smile/Laugh Through the Holidays – Especially if You’re Flying
Words of wisdom to help you laugh/smile your way through the holidays. The first five below are by Jane Seabrook, an illustrator and designer who lives in Auckland, New Zealand. You can't be young forever, but you can be immature for the rest of your life. I would be unstoppable if I could just get going. If there's no chocolate in heaven, I'm not going. I live in my own … [Read more...]
Condo Mold – Condo Boards – Condo Neighbors – Condo Insurance
Dr. Joyce Starr on Mold in Your Condo Show Date: December 9, 2010. Condo Shower: I turned off the shower, but the water kept dripping. How could that be? It was a new shower head, tightly installed. I looked up. To my horror, the ceiling looked like a cow's udder - a big sack of water threatening to explode. I envisioned sackfuls of water pouring into my bathroom and possibly to the … [Read more...]
Airport Security – Airport Scanners – Ask the Right Questions
CBS News: UCSF biophysics Professor Robert Stroud analyzed data on the backscatter body scanners. The manufacturer claims they are safe. But Stroud said low intensity radiation concentrates in the skin - where it's most damaging and that eyes could also be sensitive to any kind of radiation. Stroud and three other UCSF colleagues wrote to the White House, which responded: “We are confident … [Read more...]