A reader sent us the following debt fraud alert: A company with no name is sending out delinquent debt collection letters allegedly on behalf of American Express. If receive a debt validation letter, please read the fine print on both the stationary and envelope! Debt collection tactics in the AE case: The top of the letter contains an address, but no company name. In small type at the … [Read more...]
Credit Report Backstory: Explaining Your Negative Credit Score
How a good financial manager can use your credit history backstory to reverse an initial credit rejection. Interview with credit report expert Joe Stallard. Joe shares a story about a client who lost several rental homes and cars due to a case of mistaken identity - but it's definitely not what you think. Listen and enjoy. "A really good financial manager - whether auto or … [Read more...]
How to Obtain Auto Financing after Bankruptcy or Foreclosure
Welcome to RightsRadio.com. I'm Dr. Joyce Starr, and my guest is our resident expert on auto financing/auto loans, Dora Lee Stallard. Dora Lee is on a mission. "Our auto financing program gives me a chance to reach out to people - to help people feel good about themselves. It's almost like a ministry." Based in Indiana, Dora Lee Stallard is an "angel" auto financing coach for consumers across the … [Read more...]
How to Repair Your Credit Score.
Credit expert Joe Stallard reveals what you must know in order to repair your credit score and how you could be forced into home foreclosure after filing for bankruptcy. Highlights: How many years does a negative item remain? Can credit card companies deny a favorable rating even when overdue bills are paid? What if derogatory items are not removed? Isn’t it more difficult today … [Read more...]
Credit Guru Joe Stallard: How to Repair Your Credit
Rights Radio.com features credit guru Joe Stallard: Lifting the shroud of secrecy on credit issues, credit repair, credit bureaus and how you can raise your credit score. Following a career spanning some 15 years in financial services, Joe Stallard has gained valuable insights into the inner workings of the credit and finance industry. His experience includes both the auto industry, where he … [Read more...]